All The Simple Dollar
Shopping in the era of short attention spansA good buying decision relies on more than just a quick reaction, Hamm writes. It relies on comparing several different products, not only in terms of their price and their price per unit, but in terms of the relative qualities of the item. The smaller your attention span, the less attention you鈥檙e giving to that decision.
Society's hands are here to helpIn a week filled with debates around Obamacare and government shutdowns, Hamm encourages Americans to take pride in the fact that we live in a community and a nation that provides supportive programs such as food stamps and Social Security for people who want to survive and thrive.听
How to run a background checkBackground checks are an absolutely vital part of the process of finding a roommate or hiring someone.听Many of the steps you can take are things you can do on your own for free, but a professional service can often do a deeper job.
Are parents terrible personal finance role models?77 percent of parents say they are not always honest with their kids about money; 15 percent lie to their children weekly. How does this dishonesty affect children's future finance decisions?聽
Top 14 ways to save money this weekFrom packing a lunch to taking a walk, there are a variety of small things you can do to save money throughout the week.听
Why sales don't save you moneyAll too often, big sales and steep coupons entice shoppers to buy things they don't need. 聽
Creating a financial victory gardenVictory gardens were planted in World War II to boost morale and ease the pressure on the food supply.听You can have your own financial 'victory garden' even if you never plow a single square foot.听
How to talk about moneyMoney is a sensitive topic and talking about the subject with a spouse can be difficult. Sharing goals and following a plan can help, Hamm writes.
A mother's financial lesson: How to master frugalityHamm shares his most important financial lessons learned -- how to master frugality and still live comfortably. 聽
Five simple steps for comparing investmentsOne of the most challenging parts of signing up for a 401(k) plan or opening a Roth IRA is deciding which investment to put your money into. Hamm answers five simple questions you should examine when deciding what investments to make.
A father's financial lesson: Multiple streams of incomeHamm shares his most important financial lessons learned -- the importance of maintaining multiple sources of income and cultivating customers.听
Investing in things that lastQuality products cost more upfront but they last longer, typically making them a wise investment, Hamm writes.听While that may be a great philosophy for buying products, it鈥檚 also a powerful philosophy in other aspects of life.
The ultimate guide to choosing a term life insurance policyWith so many types of life insurance policies and such specific terms and vocabulary used to describe them, choosing a life insurance policy can be a complicated decision. In this 'ultimate guide,' Hamm explores the benefits of term life insurance policies and how to decide what policy is best for you.听
What's for dinner? 6 steps to save money on mealsPlanning meals for families can be a daunting task. Hamm offers six steps to save money on family-meal planning.
Don't daydream your way into debtIt's easy to get carried away with visions of the life you wish you had, Hamm writes, but don't let daydreaming get in the way of financial reality.
Money decisions and moralityMaintaining an internal moral code can become difficult when it comes to purchase making, Trent Hamm explains. Hamm explores consumerist moral code and how to avoid feeling guilty over little money mistakes.听
Financial independence is hard workIf it were easy, everyone would do it. But financial independence is not impossible, either.
Could you quit your job on Monday morning?Knowing that you聽could quit your job any day聽can improve your relationship with your boss and your job, Trent Hamm explains. Achieve financial independence so you don't fall victim to your job.听
Time management: The "rocks and sand" analogyBetter scheduling can lead to more productive days, Trent Hamm explains. Better manage your time through his simple analogy of time-sensitive and non-time-sensitive tasks to rocks and sand.听
Don't fear the 401(k)Some workers won't sign up for a company-sponsored 401(k) because they don't understand it, or they're afraid of taking home less pay. That's a huge mistake. 聽
