All The Simple Dollar
Bad financial habits are hard to breakThe key to sticking with good financial habits 鈥� and not sliding back into bad ones 鈥� is to find a way to hold yourself accountable, Hamm writes.
How to save money at amusement parksAmusement parks are fun, but can sometimes break the bank. Here are a handful of ways to enjoy the carnival without the excessive costs.聽
Money is just a tool. Use it to be happy.Money is best used as a tool to live a fulfilled, happy life. The trick is figuring out how to use that tool without letting it use you.聽
Are certificate of deposit interest rates worth it?With CD interest rates barely above regular savings account averages, Trent Hamm cautions that certificate of deposit savings programs may not be worth the incentives.聽
Save money with gift cardsThe online gift-card resale market is thriving. Trent Hamm explores the market and how it can save you money.聽
Incorporate saving money into your daily routine in order to see resultsTo save money in the long-term, choose reasonable tactics that you can maintain. Trent聽Hamm explains that the most successful money management tactics are those that are repeatable.聽聽聽
The conscious choice to like or dislike somethingIf liking and disliking things is a conscious choice, learning to like things that save you money can make finance management enjoyable, Trent Hamm explains.
When learning to save money, patience is a virtueThe real path to sustained financial success is about trying lots and lots of new things and, frankly, discarding most of them, Hamm writes.
Financial improvement is a family affairIf you're in a marriage or a long-term relationship, financial improvement won't happen unless both partners are committed to it.聽
Halloween already? Six tips to save on holiday shopping.It seems early, but stores have started clearing away their back-to-school displays and making room for Halloween. Save money on Halloween and other holidays by buying offseason, making your own decorations, and shopping for Christmas gifts all year.聽
The ultimate guide to choosing an internet providerSimple Dollar blogger Trent Hamm discusses important internet-related terms and useful resources to help readers best choose an internet provider.聽
How does a mutual fund work?A mutual fund is a big collection of different investments, and it can be a good way to diversify your holdings. But there are some drawbacks.
Taking a career break? How to keep your skills sharp.It's a question that many stay-at-home parents and people that try different career paths eventually ask themselves:聽How do I maintain my skills and connections throughout my time away so that I鈥檓 competitive when I return? Keeping those job skills sharp is possible in many different forms.聽
You just got home from work. What's next?It's easy to plop down on the couch after a long day's work, Hamm writes, but that's not exactly a productive or financially-rewarding habit. It's better to聽set a positive pattern with the use of that first hour or two after work is done.
A nice house, or financial freedom?Signing up for a big mortgage and the best house the bank will let you afford can be tempting, but having some additional square footage or a granite countertop isn't worth the loss of financial freedom.聽
When to give an adult child moneyThere are many factors in the equation as to whether or not a parent should offer financial support to a child in adulthood, Hamm writes, and they鈥檙e going to have different answers based on the experiences and beliefs of both the parent and the child.
What does your net worth really mean?Technically, your net worth is what you would have in cash if you sold every significant possession and paid off all of your debts. But for the author,聽a net worth is mostly useful as a way to gauge many different kinds of personal finance progress all at once.
What exactly is a Roth IRA?A Roth IRA is a valuable tool for retirement savings, Hamm writes, so it鈥檚 well worth spelling out what it is in the clearest terms possible.
Want to get hired? Three ways to ace a job interview.How do people stand out among the crowd in job interviews?聽Three things mattered more than anything else when hiring employees, Hamm writes.
How to get work done? Avoid unnecessary tasks.Urgent tasks can pop up and take attention away from the genuinely important things, Hamm writes. There are a few ways to avoid the needless distractions.
