海角大神

If financial independence were easy, everyone would be financially independent.

On the other hand,聽if financial independence were impossible, no one would be financially independent.

I try very hard to keep those two things in mind every single day.

It鈥檚 not hard to explain聽why聽financial independence is a good thing. It frees you from having to worry about your employment. It frees you to do whatever you want with your time. It frees you from having to make hard choices.

It鈥檚 not easy to get there, though. It鈥檚 hard.

Short term desires are very loud.聽It might be great fun to buy that thing you want聽right now聽鈥� and you have the cash to do it! 鈥� but every step that you take towards something you want聽immediately聽is a step away from financial independence.

Society, as well as the people around you, constantly encourages you to spend, spend, spend.聽Advertisers don鈥檛 make ads for fun. They make them because they work. People are constantly convinced that they need more, more, more and they use their hard-earned money to grab for their latest desire.

Every step away from financial independence requires another step to get back to where you were.If you spend twenty bucks foolishly, you鈥檝e got to make twenty more and聽not spend it聽just to get back to where you were before, not having made any progress. Every step back just increases the length of your journey.

All of this can be overcome, but it鈥檚 not an easy road.

You have to constantly compare the long term to the short term.聽Is the urgent desire of today worth walking away from the dream of tomorrow? It might not seem like spending a few bucks today turns you away from that dream, but that鈥檚 exactly what it does.

You have to not be guided by the urges and whispers of society.聽You can鈥檛 constantly indulge in the latest treats if you want to get ahead. Instead, you have to make careful choices about the rare occasions when you鈥檒l accept a step or two backward on your journey.

You have to judge every purchase and every decision.聽Is this item I want right now worth the step back it would require on my financial journey? If I spend $100 today, that drops my net worth by $100鈥� so I have to earn聽and聽save $100 just to get back here.

This is not an easy road. It鈥檚 a road with pleasures and rewards, but it鈥檚 also a road of personal challenge and commitment. The reward at the end is financial freedom.

Do you want it?

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