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Katrina holds lessons as US debates role of states and FEMA in disaster response

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Melanie Stetson Freeman/Staff/File
Elvira Robertson sits outside the FEMA trailer that she and her husband moved into while fixing up their small home in Ponchartrain Park, a New Orleans neighborhood hit hard by Hurricane Katrina, Jan. 9, 2007.

Twenty years after it deluged New Orleans and ravaged other Gulf Coast communities, Hurricane Katrina continues to hold central lessons for U.S. disaster response 鈥 including cautionary ones, as Washington may be poised to scale back federal aid for emergencies.

At issue is whether states or the federal government should bear more responsibility for disaster relief 鈥 including help for those most vulnerable to events like storms and floods.

The issue is gaining urgency from rising disaster costs. The number of billion-dollar storms has risen from . But even today, Katrina stands as the most expensive natural disaster in U.S. history, at over $200 billion in damage.

Why We Wrote This

Hurricane Katrina was a wake-up call for states as well as for federal disaster response. Lessons in resilience have born fruit, but a proposed scaling back of FEMA鈥檚 role is stirring debate in an era of rising storm costs.

For many of those who were there, the scale of destruction felt apocalyptic, even as it took days for many outside New Orleans to grasp the enormity of the storm鈥檚 toll. What鈥檚 more, Hurricane Katrina didn鈥檛 just open the curtain on inequities born of class, race, and wealth 鈥 it ripped the whole curtain away.

鈥淲hile Katrina was singular and extraordinary, it was also a bellwether for these other events that play out in the same way: An extreme weather event exacerbated by human impacts on the environment comes up against infrastructure never meant to withstand it,鈥 says Brooklyn-based filmmaker Traci Curry, who directed National Geographic鈥檚 鈥.鈥 鈥淭he result is the people who have the most vulnerabilities have the least ability to recover.鈥

Katrina spurred changes at FEMA and beyond

The storm led to reforms to the Federal Emergency Management Agency. Congress mandated that the agency鈥檚 leader have emergency management experience, though today the senior official performing the duties of FEMA administrator, David Richardson, has no such background. A clunky top-down command structure at FEMA morphed into a nimbler bottom-up approach, using citizens, nongovernmental organizations, and religious organizations in an all-hands-on-deck manner.

Melanie Stetson Freeman/Staff/File
Manuel Thibodeaux replaces the roof on his family's home, damaged by wind and flooding, in the Little Woods neighborhood of New Orleans, Feb. 6, 2006. A FEMA trailer sits in front of a neighbor's home.

Perhaps most notably, the determination by New Orleanians to take a stand in the vast Louisiana marshes helped to spark a resilience movement that spans the United States from coastal cities to creekside towns. At least 13 states now have . Coastal cities from Charleston, South Carolina, to Tampa, Florida, have taken major mitigation steps to counter rising sea levels that threaten residents.

Those efforts suggest a national will to address 鈥渃hallenging questions about what we鈥檙e willing to accept as risk but also layering in the really important issue of [people鈥檚] deep place attachment,鈥 says , an expert on disaster recovery at North Carolina State University in Raleigh.

Responsibility shifting to the states?

After criticizing the federal response to Hurricane Helene last October, the Trump administration has prioritized emergency response reform, aiming for a downsized federal role to spur stronger state defenses. A bill in Congress would mandate that if states make approved investments in disaster mitigation, FEMA could cover up to 85% of recovery costs. Without those improvements, reimbursement would drop to 65%.

are in part an admission that the 鈥渢rajectory of the feds taking on an increasingly larger and larger share of responsibility toward disaster management is untenable,鈥 says , a disaster resilience expert at the Rand School of Public Policy in Santa Monica, California.

Sergio Flores/Reuters
A group of Texas Democratic state representatives talks as lawmakers consider bills addressing funding for flood relief and prevention in response to the July 4 floods, at the Texas State Capitol in Austin, Aug. 21, 2025.

At a July congressional hearing, Mr. Richardson, FEMA鈥檚 acting administrator, defended the agency鈥檚 response to the deadly floods in the Texas Hill Country, saying it was a model for putting financial and logistical control in the hands of states. But critics say the agency to marshal its search-and-rescue crews and . Answering the criticism, Homeland Security Secretary Kristi Noem said the state efforts in Texas nullified the need for the federal teams and said the call center reports were 鈥渇ake news.鈥 And, after an Arkansas tornado outbreak this spring, the administration at first rejected an emergency declaration to provide help, but then approved the declaration a month later.

Accounts like those have raised concerns about the limits of a more detached federal posture that could fail to take into account the varying resources and capabilities of states.

This week, dozens of current and former FEMA employees posted an open letter saying that poor management at the agency is risking another Katrina-style disaster. A number of those employees have since been placed on administrative leave, and Secretary Noem, taking a cue from President Donald Trump, is pledging to eliminate the agency 鈥溾 and improve U.S. emergency management.

Under cost shifts proposed by the Trump administration, Florida would have borne $563 million in additional costs after Hurricanes Ian and Nicole in 2022, equal to about 21% of the state鈥檚 rainy-day fund. Louisiana would have seen its whole rainy-day fund wiped out, without FEMA funding for a series of storms in 2020 and 2021.

鈥淭he basic idea [of resilience after Katrina] is, let鈥檚 not get siloed in, let鈥檚 work collectively to reduce risk and improve preparedness 鈥 let鈥檚 respond together and recover together,鈥 says Professor Clark-Ginsberg. 鈥淭he downside is that resilience can sometimes be an excuse for abandonment 鈥 that disasters happen, and it鈥檚 up to you to pull yourselves up by your bootstraps to survive.鈥

Rising efforts in North Carolina, Texas

States are adapting to the new reality, with efforts including a North Carolina bill to create a new centralized emergency response office. It鈥檚 because North Carolina has historically been on the leading edge of disaster relief policy, going back to Hurricane Floyd in 1998. Texas has bolstered its disaster response infrastructure after a series of hurricanes and snowstorms. Last year, Georgia began exploring a resilience office by looking at the experience of the state鈥檚 , where City Hall has used federal funding and grants to improve stormwater management as surrounding seas rise.

Melanie Stetson Freeman/Staff
Willie Taylor pauses while mowing an overgrown lot in the Lower Ninth Ward in New Orleans, April 15, 2025. He evacuated to Houston after Hurricane Katrina, but was able to return years later with help from the Road Home organization. Empty lots are still prevalent here, 20 years after a nearby levee broke, sending a wall of water through the community.

Louisiana in many ways set the tone for these efforts after Katrina, when it created the Coastal Protection and Restoration Authority, and New Orleans pioneered the creation of a chief resilience officer and an Office of Hazard Mitigation.

Today, the Crescent City is far better protected, in large part because residents crossed political and cultural barriers to 鈥渘ot just say what they didn鈥檛 want, but what they did need,鈥 says , director of the Tulane Center for Environmental Law.

鈥淚t made it clear to a lot of us that it wasn鈥檛 enough to love New Orleans and south Louisiana,鈥 he says. 鈥淵ou had to take care of it. And that comes with responsibility.鈥

A key question is, Will states muster the ability to pay the price? Complicating the issue is that the demographic center point of the U.S. has started leaning , putting people and their homes into places that experience more hurricanes or other extreme weather. Since 2015, Texas, Louisiana, and Florida 鈥 all Republican-led states in the South 鈥 have received the most individual assistance payments from FEMA: .

鈥淓ven if the climate wasn鈥檛 changing and the disaster rate was constant, it would still cost more to address鈥 investments in high-risk areas, because of population growth and construction costs, says Neil Malhotra, a Stanford University economist.

SOURCE:

Urban Institute, U.S. Census Bureau

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Jacob Turcotte/Staff

Not long after Katrina passed over the city, Willie Taylor heard the crack of the Industrial Canal as it failed near the Lower Ninth Ward, flooding a community built in large measure by Black longshoremen and their families. After evacuating to a downtown convention center, he ended up in Houston, where he spent seven years working at the airport.

鈥淎t first, there was no place to come back to鈥 given the widespread destruction, says Mr. Taylor. It took him years of paperwork to secure a grant for a modular home, where he now lives in retirement, helping to landscape the Lower Ninth in vague hopes of bringing back the homes on Flood Street.

鈥淗ouston was OK, but it wasn鈥檛 home,鈥 he says. 鈥淚 don鈥檛 know what would have happened if I couldn鈥檛 have returned. In a way, I had to make it happen.鈥

Melanie Stetson Freeman/Staff
Random Cushing writes poems for strangers in Jackson Square in the French Quarter in New Orleans, April 17, 2025. He asks for a topic and writes a poem on the spot.

A slightly falling population in New Orleans and the checkerboard recovery in the Lower Ninth Ward reflect : Even as more than 17 million Americans have moved into flood-risk areas, about 3.2 million have decamped from flood-risk areas to safer ground between 2000 and 2020 鈥 in some cases leaving folks like Mr. Taylor mowing empty lots to keep the wild from reclaiming them.

Citizens as building blocks of resilience聽

Even as disasters may force reassessment of where people live, another legacy of Katrina is an awareness that citizens will rally to support one another.

Random Cushing remembers, as an 8-year-old, his hometown hosting people displaced from a city he had never heard of: New Orleans. Today, Mr. Cushing is a street poet in the city, pulling his knees up to a portable Olivetti in the city鈥檚 Jackson Square. A sign on the tiny desk reads, 鈥淧oems For Strangers.鈥 He is part of the 鈥渓ayers of the city,鈥 as he puts it.

Such connections are a humanizing force 鈥 and an important bulwark of resilience as the nation faces increasingly complex disasters.
Referring to the goodwill that was extended to so many people displaced by Katrina, Ms. Curry, the filmmaker, says, 鈥淚 just wish we could bottle that sort of spirit.鈥

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