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Why daylight saving means more light and more spending

Besides making daylight last longer, daylight saving may have another noticeable effect on your life: it makes you spend more money.

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Elise Amendola/AP
In this Thursday, Nov. 3, 2016 photo, Dan LaMoore wipes down a Shinola clock at Electric Time Co., in Medfield, Mass.

Clocks will spring forward on March 12 when daylight saving time begins.

The tradition preserves evening daylight during the summer by pushing up the clock one hour. It starts in March and ends in November.

But other than losing an hour of sleep this weekend, daylight saving may have another noticeable effect on your life: making you spend more.

Daylight spending time?

础听聽compared the onset of daylight saving time in Los Angeles, a city that observes it, to Phoenix, one that does not.

The finding? Relative to Phoenix, Los Angeles daily credit and debit card spending per capita rose at the beginning of daylight saving (when the extra hour of daylight was introduced) and dropped at the end of daylight saving (when the extra hour of daylight ended).

Overall, the report concluded that autumn spending reductions outweighed elevated spring spending. But the fact remains: When presented with an extra hour of light, you may be tempted to spend more.

Look on the bright side

鈥淢ost of us are surprised about the link between sunlight and how much we鈥檙e willing to spend,鈥 says Kyle B. Murray, a marketing professor at the Alberta School of Business in Canada. He鈥檚 one of the researchers behind 鈥,鈥 a study that examined the impact of various weather conditions on consumer behavior.

The study concluded that sunshine can reduce negative feelings like frustration and anger, which, in turn, can lead to a willingness to make more purchases.

鈥淲hen there was more sunlight during the day, people were willing to spend more money, and they were more willing to buy more than they would other times,鈥 Murray says. 鈥淓ssentially what we found drove that effect was sunlight made people feel better. It improved their moods.鈥

There鈥檚 a mechanical aspect at play, too, says Michael Downing, the author of 鈥淪pring Forward: The Annual Madness of Daylight Saving Time.鈥 Daylight saving time signals that warmer weather and longer days are near.

鈥淢ost Americans have no idea when spring actually begins, but the action of turning your clocks forward makes you believe spring has begun and summer is on the way,鈥 he says.

Stand up to聽the sunshine

Where does that leave you? If you think you could be vulnerable to fair-weather spending, here are a few聽ways to make sure the sunlight doesn鈥檛 burn a hole in your wallet:

  • Use the daylight for something else.聽Increased daylight could have you hitting the stores, says Downing. Instead, spend the longer days doing something that doesn鈥檛 cost you money. Go out for a jog or soak up rays poolside.
  • Stay on top of your budget.聽Be mindful of your spending during the summer. If you haven鈥檛 already done so,聽聽to log your monthly expenses. Look for deviations from your winter spending and make adjustments to get back on track.
  • Find ways to save.聽Some seasonal costs may be inevitable 鈥 like spring cleaning supplies or summer energy bills. If you鈥檙e spending more in these areas, look for ways to cut back in others, like reducing your聽聽or cutting the cord on聽.
  • Be aware.聽Murray and Downing say聽simply being conscious of the fact that you may be predisposed to spend more could help keep your shopping in check.

So go out and enjoy the extra hour of sunshine. But leave the credit card at home.

Courtney Jespersen is a staff writer at NerdWallet, a personal finance website. Email:聽courtney@nerdwallet.com. Twitter:聽.

This story originally appeared on .

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