The average freshman racks up nearly $700 in card debt, according to a recent study by Sallie Mae. Instead, start with a debit card until students have a track record of managing personal expenses.

Paul Sakuma/AP
Car? Printer? Forget it.
The average freshman racks up nearly $700 in card debt, according to a recent study by Sallie Mae. Instead, start with a debit card until students have a track record of managing personal expenses.
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