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Roth IRA: Part of a major new tax-savings rule from the IRSRoth IRA accounts are a big part of new guidance from the IRS on long-term retirement savings. A new rule allows for the after-tax portion of 401(k) plans to be separated from the pre-tax portion and moved into a Roth IRA, resulting in tax-free growth from then on for that account.
Christmas shipping deadlines for 50 popular stores and websites聽To help you spend as little as possible on shipping fees, we've collected cut-off dates for Christmas delivery at some of today's most popular retailers. Just remember to pad your order by a few days to ensure your packages don't get tangled by winter storms or other unforeseen delays.
The humble beginnings for seven world famous retailersIf you want to go big, think of starting small. Remember, many of America's iconic brands sprouted from no-name status. Seven examples below showcase their humble beginnings.聽
Fifteen things that will be less expensive in 2015As you plan your budget, a modicum of relief is on the way in 2015.聽Falling gas prices and an end to tarrifs on Chinese imports will affect prices on everything from food to electronics.聽
The weather outside is frightful. Get cozy with our top five deals on coatsIt's cold and it'll only get colder.聽With much of the country seeing snow this week, it's a great time to bundle up. In the interest of keeping you cozy, we've rounded up the week's best outerwear deals.聽
Top five Christmas gift ideas for parentsBuying holiday gifts for one's parents is wicked hard when you're grown up, so we've rounded up five of our favorite gift ideas for parents.聽
Cheap alternatives to 11 hot holiday giftsWe've rounded up 11 awesome alternatives to in-demand items that are less expensive, provide a much better value for your dollar and have almost the same functions.聽
Giving cash for Christmas? Try stock instead.When giving a gift, an alternative to giving cash is to gift stock. This technique is not as easy or straight forward to grasp, but there are some significant tax savings available for those who choose to use them.聽
Where to get the best Christmas deals on clothes and accessoriesWith the holiday shopping season in full swing, we've found a selection of treats to suit all budgets and vices.聽Ann Taylor LOFT hosts its best聽ever聽sale, while Canon has dropped another $56 off a refurbished model of the Canon EOS Rebel T5i.
Ten 'countdown to Christmas' sales you can't miss: Deals on apparel, tech, and moreChristmas is roughly two weeks away and retailers are doing everything they can to promote their deals.聽These sales last for a limited amount of time, with retailers announcing a new deal each day, often right up until Christmas.
Ten board games to play with your family during the holidaysThe holidays are a great time to declare a family game night when everyone is together. It can be a fun way to bond with loved ones off the grid.聽It's in this spirit that we've gathered a list of nine classic and one new board game for you to play. We also found the best deals online for you to buy if you don't have them already.聽
To stop fighting about money, couples may need a financial refereeMoney fights are a major predictor of divorce because money is connected with feelings of unfairness and power in the relationship. That鈥檚 why sitting down together with a neutral third party to talk about financial conflicts can be so important for couples.
The color red leads to higher eBay bids, and other ways retailers trick your sensesMarketers and stores may use color schemes, music, even scents and furniture that trigger your sensory tricks to make you more inclined to spend money. For example, an eBay study shows that a red background on the Pages Results made people bid higher.
Five ways to stay on budget this holiday seasonThe holidays can be expensive, and not sticking to a budget can lead to out of control spending and debt that lingers long after the holidays have ended. To avoid that, here are five ways to keep spending on track this holiday season.
Best gift ideas for men: Save on PS4, Star Wars figurines, and moreMen can be tough to shop for, so we've rounded up five great gift ideas for you to choose from 鈥� all you have to do is match the gift to the giftee.聽Save on a PS4 bundle for your gamer, snag some Star Wars figures for your geek, or get your would-be chef an an infrared thermometer gun.
Six things not to buy before ChristmasMany products you see on sale pre-Christmas will be significantly cheaper post-Christmas. Nobody wants to give gifts late, but in case you have the luxury of trading gifts after December 25, or if you happen to be shopping for yourself, we've compiled a list of items you should buy after聽the holidays.
Ten gorgeous designer dresses to rent for any holiday occasionThe holiday season can get聽expensive. You want to look your best at every event you attend, but buying new clothes can be pricey. Meet Rent the Runway, an online service that provides customers with designer dresses, accessories and jewelry for rent at cheap prices. 聽
Saving for retirement? If you鈥檙e a young man, probably not.People who are least likely to be saving for retirement are under 25 years of age, according to a recent study.聽When comparing the sexes, 65 percent of men participated in their employer-offered plan versus 72 percent of women, although men still save more money than women overall.
What to buy during PUMA's Black Friday-beating sale of the yearPUMA is beating its own Black Friday sale, which only took 30 percent off shoppers' entire purchases. Through December 8, PUMA is cutting 50 percent off its inventory 聽site wide, including sale items. This is the best discount we've seen from the popular shoe retailer all year.聽
More online, less time for shipping: Ten ways holiday shopping is different in 2014It's time to start thinking about the holidays and you may note some significant differences between this holiday shopping season and last year's. While in-store shopping is steadily decreasing, online shopping this year will increase with earlier shipping and more purchases from smartphones.聽
