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Back-to-school shopping? Do it the frugal way.

Buying your children school supplies can quickly get expensive. Hamm offers six essential tips for saving money through the process.

By Trent Hamm, Guest blogger

Now that I have two young ones in school (and one of them in preschool 鈥 one who likes to make sure to tell everyone that he is also in school), the annual cycle of buying school supplies and preparing for the upcoming year is now a part of our lives.

Thankfully, the past few years have taught us several useful tactics for making this annual rite pass by in a much less expensive fashion. Here鈥檚 what we鈥檝e learned.

The first place to shop for school supplies is at home.
聽When you get that school supply list 鈥 the one that鈥檚 full of things like 鈥減encil holders鈥 and 鈥渢wo black pens鈥 and other things 鈥 the first thing you should do is go around your house and figure out which of those items you already have.

It鈥檚 likely that you already have quite a few of those things around your house because your children used them in previous years. Sometimes, they might end up reusing the item they were using in the spring 鈥 at other times, they might be using a hand-me-down from their sibling.

To fill out the rest of your list, watch the flyers.
聽Department stores love to use school supplies as loss leaders in August. Before you go out and start buying like crazy just to get the list out of the way, start watching the flyers.

In Ankeny, Iowa, the town where we often shop, there鈥檚 a Wal-Mart, a Target, a Home Depot, and several other stores extremely close to each other. We鈥檒l just watch the flyers for all of these stores, figure out the best time to get the supplies, then make a list for each store and get the items needed there.

So, if one store has notebooks for ten cents and another store has crayon boxes for a quarter, we鈥檒l hit both and score both of the discounts. Since you鈥檙e usually buying quite a few items, if you can split them between the stores effectively, it makes that second (or third) stop well worth it.

Buy basic items, then let your kids personalize.
聽Let鈥檚 say your daughter wants a Barbie folder so she can be one of the fashionable kids on the first day of school. The store is selling Barbie folders for $0.99 and plain pink ones for a dime. Your kid needs five folders. Which do you buy?

If you鈥檙e buying anything but the pink ones, you鈥檙e making a mistake. Buy the cheap folders, pick up a pack of stickers on your way out, and let your child decorate their own Barbie folder!

You can apply the same philosophy with notebooks, too. Rather than spending $10 on branded school supplies, buy $2 worth of cheap school supplies, $2 worth of stickers, and suddenly your children not only have the notebook style they want, but they can decorate it themselves with the stickers and any art supplies you have at home. You save $6 and your children have an afternoon art project. What鈥檚 not to love?

The first place to shop for school clothes is the social network.
聽Do your kids have any older cousins that outgrew their new school clothes after only wearing them three or four times? Those are perfect hand-me-down material. My kids are all wearing hand-me-downs from older cousins and siblings.

The best way to get this kind of exchange started is to give. If you know of a cousin or a friend who needs clothes for their youngster, give them what you no longer need. That鈥檚 often the spur that鈥檚 needed to get others involved in the chain, often resulting in you receiving hand-me-downs.

You can also ask, particularly if you have a relative or friend with children older than your own.

The second place to shop for school clothes is at the secondhand store.
聽If you鈥檙e going to buy new clothes, start with the secondhand clothing stores.

Starting your clothes shopping at secondhand stores makes a ton of sense. For starters, you know there will be a lot of clothes available there. Yes, some of it will be junk, but quite a lot will suit your needs.

Just go. Be picky. Choose only the items that truly meet your needs. The thing to remember is that you don鈥檛 have to buy the threadbare items. You can pick and choose to your heart鈥檚 desire.

Tax-free holidays are your friend.
聽If you end up actually buying new clothes during the back to school period, take advantage of tax-free holidays.

Many states offer 鈥渉olidays鈥 where buyers do not have to pay sales tax on particular items. In Iowa, the first weekend in August is typically such a holiday for clothing, which is timed perfectly for back to school shopping.

Of course, retailers realize this. Many retailers push clothing sales hard on that weekend, meaning that you鈥檙e not only saving on clothes prices, you鈥檙e also taking advantage of steep discounts.

If you combine all of these tactics, the back to school period doesn鈥檛 have to be a financial bomb for you. Instead, you can take it in financial stride without having to deprive your children.