海角大神

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Saving rate remains near historic lows

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Throughout the 1970s and early 1980s, (income less taxes and spending) as a percentage of disposable income was consistently above 10 percent. Then, sometime around 1985, it began a steady decline towards an all-time low of 1.5 percent in 2005. The jump in savings around 2008 made it appear as if things were heading in a new direction, but consumers failed to maintain that same level of fiscal constraint. The personal saving rate has since declined 1.5 percentage points in a span of four years. 

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