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To develop or print at home: A photo cost breakdown

Printing your photos at home is only slightly cheaper than getting them developed at the pharmacy, but home printing  is far more convenient

Printing photos off your computer isn't significantly cheaper than developing at a pharmacy photo center, but it is much more convenient, Hamm argues

Business Wire/File

December 6, 2011

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar鈥檚 Facebook page concerning frugal tactics that might not really save that much money. I鈥檓 going to take some of the scenarios described by the readers there and try to break down the numbers to see if the savings is really worth the time invested.

Chelsea writes in: I鈥檝e always wondered if it鈥檚 cheaper to print photos from home, rather than having them developed at a drugstore. Nowadays, most printers have photo capabilities and the quality is pretty stellar for the average consumer, but the convenience of uploading files and just picking them up when they鈥檙e done is tempting.

As always with questions like this, there are a lot of variables to consider. I decided to calculate our home cost of 4鈥 by 6鈥 prints just to see how expensive they really were.

The printer itself Our current printer is a Canon Pixma MP480, which is currently discontinued. We were able to pick one up new for $69.99 when it was being discontinued. We have used the printer to print well over 1,000 documents at this point without any difficulties and with an anticipation that we鈥檒l be using it for a long time to come, so the cost per page for the printer is quite low. I think it would be reasonable to estimate that the cost of the printer itself per document printed is $0.02.

This is perhaps the hardest factor to truly quantify. It has a lot to do with the reliability of your printer as well as the price you paid for that printer. A low-end printer with good reviews from a reputable brand, preferably bought during a sale, will get you the best price per document printed.

The ink We can get a new color cartridge for our printer for $19.96. We use Canon 211XL color cartridges. I kept track of our last cartridge use to find out how long they lasted. We were able to print 344 documents that were either full color or largely color before the ink began to fade out with that cartridge. This adds up to a cost of $0.06 per picture printed.

My experience has been that, if you have the option to buy the cartridge with more ink, that鈥檚 the one you should choose. They generally give you more printing for the penny.

What about refilling your cartridges? I鈥檝e mostly had good experiences with this, but not always. I have had a few experiences where cartridges have completely clogged and another experience where the ink filling process broke the cartridge in a subtle way, resulting in ink all over the insides of my printer. This can save you money, but you鈥檙e also looking at a bit of risk.

The paper I can get 200 sheets of blank 4鈥 by 6鈥 photo paper for $20.68. That gives us a cost of $0.10 per picture printed.

I鈥檝e found that if you go really low-end when it comes to photo paper, you end up with very dull-looking snapshots. You don鈥檛 have to buy the premium paper, but the cheapest paper usually doesn鈥檛 hold ink and doesn鈥檛 look good. Research your paper brands before you buy. We usually use Kodak glossy paper.

Adding these all up, I can print a 4鈥 by 6鈥 at home for $0.18 per print.

The prices for prints from digital sources at various stores varies quite a lot. The least expensive regular price I could easily find for 4鈥 by 6鈥 prints was $0.20 a print from Target. Other stores charged substantially more 鈥 WalMart, for example, charged $0.28 per 4鈥 by 6鈥 print. There are some online services, like CVS Photo, that offer rates as low as $0.19 per print, but you have to wait to get the prints. There鈥檚 also the cost of actually going to these places, which is at least somewhat alleviated if you鈥檙e making the stop for multiple purchases.

I actually find it far more convenient to print at home. I usually use Picasa to manage all of the documents.

Is it a big savings to print at home? No. It鈥檚 clearly in the 鈥減ennies, not dollars鈥 camp. However, I find it to be more convenient and pennies do add up over time.