Moved from North Carolina to Costa Rica, largely because of the high cost of US health care.
鈥 They rent a four-bedroom home overlooking the Pacific for $1,400 a month.
鈥 Drawbacks: Costs are rising, petty crime and theft have increased in recent years, and it's expensive when compared with other Latin American countries.
鈥 Pluses: Living on the beach, affordable and quality health care, large expat community, good restaurants, easy flights to the US.
鈥 "It has everything you want except snow," says Andy.