海角大神

Next big thing in gun control? 7 questions about mandatory gun insurance.

As President Obama prepares to travel the country to drum up support for federal gun control laws ahead of a Senate vote in April, one idea is gaining steam at the state level: mandatory gun insurance.

6. Does anything like gun insurance currently exist?

Sara Gettys/Yakima Herald-Republic/AP
Lisa Wilkerson fires at a target created to look like a man pointing a pistol at her during a women's handgun self-defense class hosted by the Open Bible 海角大神 Center in Yakima, Wash., in March.

Yes. The NRA offers voluntary 鈥渆xcess personal liability鈥 insurance up to $250,000 primarily for hunters and shooters at private ranges. Notably, this insurance covers accidents, not intentional acts of violence. Along with the NRA, the United States Concealed Carry Association also offers gun owners self-defense insurance. If a gun owner is sued using a firearm in self-defense, self-defense insurance pays for legal expenses if the gun owner is found innocent or if charges are dismissed.

鈥淕od forbid you ever have to use your firearm in self-defense but if you do, you鈥檙e going to need help. Good, solid, legal help 鈥 you鈥檙e protected by the Self-Defense Shield,鈥 trumpets a , which covers up to $300,000 in civil liabilities.

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