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Taylor Swift helps fan shake off student debt

It's hard to shake off student debt, unless Taylor Swift is in your corner.

Parents of college students learn quickly that student loan debt can be big and bad these days that you can鈥檛 just shake it off, unless you happen to write to singer Taylor Swift, who just helped one fan pay down her debt.

Rebekah Bortniker of Overland Park, Kan. posted a of herself opening the package from her idol after she sent a homemade video to the singer. The fan video featured Ms. Swift with her friends and was edited to 鈥淔riends鈥 TV show theme song.

Apparently, Ms. Bortniker has written frequently to the star and mentioned the stress of having the student loan debt weighing on her.

Swift responded by sending a package containing a painting she did, and a clutch purse with the words 鈥淣ew York is my boyfriend鈥 on it. When Bortniker opened the clutch, she found a $1,989 check. The amount corresponds with the title of her album 鈥1989鈥 which was released late last year.

鈥淣ow you are $1,989 closer to paying off your student loan,鈥 Swift鈥檚 note read.

I have two sons in college, each racking up student loan debt, as my husband and I do what we can to support them each semester with money for books and rent. This gesture from the star earns a big 鈥淕o Taylor!鈥 from me.聽

Sure, we had savings accounts for the boys college funds, but raising four sons total on a newspaper man鈥檚 salary and a freelance journalist mom鈥檚 pay has meant never having much to put aside.

It鈥檚 all too easy to feel like a failure in this economy with one child in college, let alone two, with two more headed that way.

The Taylor Swift news perked me up and gave me new hope for small miracles and the kindnesses of strangers that 鈥 while not to be relied upon 鈥 can give parents a little uplift.

Both of our college-age sons have part-time jobs and are grim about the amount of debt they are accruing at state colleges and how they will ever be able to pay them off without ending up on food stamps.

The new college semester for both sons began this week and both needed our help to get what they need to continue their studies despite the loans, grants, and working all the hours they possibly can while still maintaining their academic commitments.

Both sons scrupulously track each and every penny they have and save what they can, when they can.

As a parent, I have entered a very creative and receptive phase of motherhood as I look ahead to the loan pay-off solutions for my two younger sons following in the red ink footprints their older brothers are making as they walk the debtor student鈥檚 walk.

I am totally open to suggestions and solutions for getting four boys through even state or community college options and ways for the boys to repay their ever-burgeoning loans.

Last year I wrote about how Starbucks instituted a program to help its employees earn an online degree while they work, potentially benefiting families with kids heading to college, or parents aiming to complete a degree they never received. Sadly, that doesn鈥檛 help those already in college.

My son Zoltan showed me a website that discusses how, if you work full-time in a public service job, you may qualify for . That might be a good option for him since he is double majoring in International Justice and French and has a keen interest in doing good in the world.

My son Ian, a business major, is planning on running a martial arts dojo, so I鈥檓 not so sure option this would help him much. Perhaps he needs to start writing to MMA stars to help him knock-out his debt?

There might be some small hope for our two younger sons if we accept the notion of down-sizing their education plans by sending them to community college, as President Barack Obama鈥檚 plan, announced January 9, suggests. President Obama proposed that community college be free for all Americans willing to work hard.

"This proposal would make two years of college the norm in the way that high school was the norm in the last century," White House domestic policy advisor Cecilia Munoz explained in a story by .

website breaks down student debt averages by state and says that our state, Virginia leaves students with an average of $25,780 of debt for four years of higher education.聽

Since my boys have plans for Masters Degrees or higher, I sure hope more celebrities will follow Swift鈥檚 example and start helping fans get out from under their loans in any way they can.聽

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