海角大神

I鈥檓 delighted that I鈥檓 not currently dating. And not just because I have a wonderful wife. I鈥檓 delighted because I don鈥檛 think I could handle dating today. Besides having to work on my abs and whiten my teeth, I鈥檇 also have to start monitoring my credit score.

Turns out that there鈥檚 a new trend in dating. All the things that eHarmony claims to measure and match 鈥� personality traits, background, spiritual concerns, career choices 鈥� are all so old-school. Today, one of the more titillating questions you can ask a first date is, 鈥淲hat鈥檚 your credit score?鈥�

Based on the dating trend highlighted by in The New York Times, if the answer is below 650, chances are this could also be your last date.

Credit scores 鈥� increasingly used as a factor in qualifying job candidates and determining insurance rates 鈥� are apparently now quite a turn-on (or turn-off) . There are actual dating sites called DateMyCreditScore.com and CreditScoreDating.com. The latter declares on its homepage: 鈥淕ood credit is sexy.鈥�

In honor of Valentine鈥檚 Day, I thought I鈥檇 just say, 鈥淩eally?鈥�

What will we be asking for next? A DNA sequence?

My last first-date was in 1995. I met my future-wife Rique for coffee. I would say the only subject less likely to come up than our credit scores might have been the prevalence of borer beetles in birch trees. Granted, we aren鈥檛 really math people. Rique is a teacher, and I鈥檓 a writer.

I was going through a divorce. And numbers, especially of the financial sort, were not exactly attractive to me. What would child support be? What鈥檚 my 401k divided by two? Numbers meant division. It had been a year of subtraction, and I was looking for addition. Or even distraction.

I was looking for a woman who wanted to read poetry aloud. Who loved kids. And music. And steak. A woman who thought Jerry Seinfeld was funny and I was funnier. Who wouldn鈥檛 begrudge me poker night and basketball night. A woman who couldn鈥檛 live without a dog. A woman who could teach me something new.

I was not looking for a business partner. Or a financial advisor. There were times when I wondered if that had been a mistake. Times when it was tough to pay the bills. Together we had five kids. Rique brought two to my party of three. And while she couldn鈥檛 live without a dog, I soon learned she couldn鈥檛 balance a checkbook. She was mystified by numbers on a page. And eventually I found out that her credit score wasn鈥檛 nearly as beautiful as she was.

But we worked through it. I taught her how to budget. She taught me how to read the Torah, why children could be so unreasonable, how to enjoy a beach vacation, and how to pick a paint color, among other things.

On that first date, had I asked for her credit score, had I made that a top consideration, I would have ended up walking away without ever hearing her laugh. And I can鈥檛 imagine the last 18 years without her laugh as part of the soundtrack of my life. Had I not teamed up with Rique, my credit score might have remained higher, but I would have ended up so much poorer.聽

Jim Sollisch is creative director at Marcus Thomas Advertising.