All The Simple Dollar
- Low-cost attractions offer cheap getawaysIf you plan a vacation in which the primary activities are inexpensive, then the vacation is going to be inexpensive, Hamm writes.
- ATMs overseas: how to save moneyKnowing ATM usage rules abroad can save you a lot of money on international ATM withdrawals, Hamm writes.
- Travelling abroad? Exchange currency before you leave.Currency conversion can be聽an unnecessary expense, and it鈥檚 one that you can avoid with some clever preparation for your travel, Hamm writes.
- Four tips for negotiating low hotel pricesFor the best hotel prices, pick up the phone and negotiate for lower rates, Hamm writes.
- For great vacation deals, find local destinationsYou don鈥檛 have to buy expensive plane tickets and travel far to have a great vacation, Hamm writes.
- The high price of confirmation-biased shoppingConfirmation bias can be incredibly expensive and lead you to poor investment and shopping choices, Hamm writes.
- Travelling on a budget? Bring your own food and drinks.Bring along snacks and drinks when you travel and you鈥檒l find that money doesn鈥檛 leak out of your pocket along the way, Hamm writes.
- For cheap travel, avoid the tourist trapsWhen travelling,聽you鈥檙e going to find cheaper, better souvenirs 鈥 and experiences 鈥 off the beaten path, Hamm writes.
- No cheap flights? Look for train, bus tickets.A little bit of creativity with travel can save you a lot of money if you plan ahead and think outside the box when it comes to travel options, Hamm writes.
- The great (and cheap) outdoorsCamping is an聽incredibly inexpensive alternative to staying in hotels, once you have some basic equipment, Hamm writes.
- A cheap vacation is a flexible oneThe fewer things you lock into stone in your vacation planning, the more opportunity you have to dig into better values when they come up. For maximum flexibility, schedule more time off than you absolutely need, if possible.听
- Travel cheap by planning your own vacationPlanning your own travel takes more work than getting a travel agent, but it pays off in terms of lower prices and options more customized to what you want out of your travel, Hamm writes.
- For cheap flights, hotels: Plan vacations far in advancePlanning ahead 鈥撀爁ar聽ahead 鈥 for your travel helps you find cheap flights and hotels for your vacation, Hamm writes.
- Late bills? Schedule them to pay automaticallyAutomatic bill payment聽saves you both money and time throughout each and every month, Hamm writes.
- Save time and money with online bill payOnline bill pay makes paying your bills easier and cheaper, Hamm writes.
- How to make money on YouTubeIf you find yourself sitting around wishing you could find ways to earn some extra cash, YouTube is definitely one avenue to try out, Hamm writes.
- Late on a bill? Call customer service.Calling customer service when you're late on a bill will usually eliminate the credit report ding and often eliminate the late fee, too, Hamm writes.
- The perks of paying bills weekly, not monthlyPaying your bills weekly avoids all late fees and all potential dings to your credit score, Hamm writes.
- Unnecessary fees? Get them waived. Here's how.Companies love to tack fees onto your bill. But there's a good chance you can get those fees to disappear, especially if there's any competition for your business, by following these three tips. 聽
- Relax. You don't need to have it all.At some point, you need to give up on 'having it all' or you鈥檒l find that some of the most important things in your life will slip right through your fingers, Hamm writes.