海角大神

I have three children under the age of eight. The prospect of taking them all to the grocery store for a weekly grocery trip is something of a daunting one. While they do behave pretty well overall, they鈥檙e also children, and that brings about several problems. Things grab their attention easily. They get bored with aisles of goods that they have no interest in, so they鈥檒l resort to play.

At the same time, there are reasons why I still take them to the grocery store. Sometimes, it鈥檚 necessary to do it so Sarah can have some time to work on projects without child interference. At other times, grocery shopping seems like a reasonable family excursion if we鈥檝e been cooped up in the house too long (this often happens in the winter).

The biggest reason why I take them grocery shopping sometimes, though, is that聽a grocery trip is loaded with opportunities to both teach and demonstrate strong and sensible personal finance skills.

Here are some of the things that I do on most grocery trips.聽

I show the children how to comparison shop.聽When we鈥檙e at a selection of, say, trash bags, I鈥檒l call the two older children over and ask them which bags we should buy. As they look them over, I鈥檒l tell them exactly what I鈥檓 looking for 鈥� the lowest price per bag on bags that are actually reliable.

So, I鈥檒l point out some types that we won鈥檛 buy, and that leaves us with several options. How do we then figure out which one is the best for us to buy?

I walk them through how to figure out the price per bag. We鈥檒l also check for coupons to see if that changes the equation a bit. Eventually, we鈥檒l figure out the right item and put it in the cart. I鈥檒l usually figure up right then and there how much we saved versus buying one of the other options and tell them.

I don鈥檛 do this with every item, but I try to do it with one or two items per trip, just so they understand the benefits and the reasoning behind it.

I prepare a grocery list 鈥� and then use it.聽Our kids have a weekly chance to observe the process of making a grocery list, where we look at grocery flyers and dig through recipes to develop a list of things we need, and then we actually use it at the store.

It鈥檚 not quite enough for them just to watch, though. We usually solicit some input from them during the process by talking about the ingredients that are on sale as well as talking about potential recipes. 鈥淗ey, guys, looks like rice and broccoli are on sale鈥� what do you think about some kind of risotto?鈥�

I鈥檝e even turned the grocery list into a spelling bee by asking our five year old how to spell 鈥渞ice鈥� and our seven year old how to spell 鈥渂roccoli,鈥� for example.

In the store, I refer to our grocery list while shopping by saying things like 鈥淥nly two more items left on the list, guys.鈥� I鈥檒l also state that the reason we鈥檙e skipping some impulse buys is that the item they鈥檙e looking at isn鈥檛 on our list, so we don鈥檛 really need it at home.

I buy generics, unless there鈥檚 a specific reason not to.聽My children are brand-aware. They will want me to buy a certain name-brand item 鈥� say, Cheerios. Most of the time, I鈥檒l pick up the generic instead and point out to them that it鈥檚 the same exact thing except we pay less money for it.

My oldest child has doubted this a few times, but I鈥檝e actually shown him side-by-side ingredient lists and nutrition facts labels, which usually show that the items are either identical or extremely close to the same thing.

When I point out to him that if we buy fifteen generics and save $1.50 on each of them, that鈥檚 over $20 saved, he starts to really pay attention, because he鈥檚 a pretty good saver on his own. He鈥檚 saved $50 out of his $2 weekly allowance in order to buy a single item in the past, and he鈥檚 currently up to $24 saving for another expensive item.

Sure, taking children to the grocery store can be a lot of work. It can be distracting at times. However, if you take it as a learning experience and make sure to keep at least some of your focus on making purchases based on your grocery list, it can be a positive and valuable experience for both parent and child.