海角大神

There actually is a single secret ingredient to financial success. It鈥檚 extremely similar to the secret ingredient for career success, too. Yet so many people overlook it or, even worse, look down upon it.

The secret is hard work. I鈥檒l give you a few examples of what I鈥檓 talking about.

I鈥檒l start off with someone you might not expect: Kim Kardashian. The overwhelming impression of her that I get from a lot of people is that she鈥檚 a 鈥渨orthless鈥� socialite 鈥� or something similarly derogative.

What they鈥檙e not looking at is that this image that they have of her is one that she鈥檚 invested a lot of time in constructing. Why? Because there鈥檚 value in it. A lot of value. I might not necessarily like the image she鈥檚 created, but I can鈥檛 deny that there鈥檚 a ton of work that鈥檚 gone into it and that there鈥檚 a lot of value in it, too.

If you see a picture of her in a magazine out on the town, there鈥檚 often a day or two of prep work that went into that picture. The choice of where to go, who to go with, when to go, how long to be there, how to pose, and so on. She has to cultivate a ton of press contacts to keep her name out there. She鈥檚 involved in a large number of small businesses, either as an owner or as a promoter.

She鈥檚 essentially set for life because of the businesses and other things she鈥檚 created for herself.

I鈥檒l use a more straightforward example for my next one: Steve Jobs. Steve was the kind of person who would email people at three in the morning because he didn鈥檛 like the exact layout of an icon on a secondary web page.

He either built or co-built Apple and Pixar by having an obsessive focus on detail, a work ethic that would drive most people to drink, and a strong sense of what he wanted and a willingness to be 鈥渢he jerk鈥� to make sure that it happened.

I鈥檒l use myself for another example. I built The Simple Dollar in my spare time while working another full time job that sometimes demanded overtime. For at least a year, almost every spare moment I had was filled with writing and creating and promoting.

Today, I write two articles per day, every day, around the calendar year. On top of that, I鈥檓 handling things like server maintenance, contract negotiations, and countless other little things.

Whenever I go to the grocery store, I鈥檓 not just shopping for groceries. I usually have a notepad out, taking notes for a post. I have a notebook in my pocket at all times and another on my bedside table for ideas and notes that come into my mind or that I discover along the way.

I have to be very careful with how I manage my time so that I鈥檓 available for my family when they need me. That means largely filling up the rest of my time with work-related things. I rarely watch television, and when I do it鈥檚 usually with a laptop open. I read a fair amount, but a big part of that is that reading improves my writing skills. The Simple Dollar was built on me doing things this way, with a relentless work ethic.

What do I get from that? I have the ability to do what I enjoy for a living, which is writing. I have the flexiblity to spend the time I want to spend with my family. I have the level of material trappings which I desire (which, honestly, isn鈥檛 really that much). I have what I want because I worked for it.

Success isn鈥檛 created by sitting at home and watching Monday Night Football. It鈥檚 not created by complaining about others or finding reasons to do nothing.

Success is about hard work.

Whenever you see someone doing something that you wish you were doing, there鈥檚 almost always a way to cross that gap. Hard work.

Whenever you look at your debts and wish they would go away, know that there鈥檚 virtually always a route to debt freedom. Hard work.

Whenever you want something different for your life, recognize that you can have a different path. It just takes hard work.

Hard work, in the form of a lot of time and energy and thought, fuels almost every personal and professional and financial success out there.

Are you willing to work hard for what you want?