海角大神

Follow these tips to get the best deal every time you shop in-store

Shopping at your local brick-and-mortar store shouldn鈥檛 deliver a bigger hit to your wallet than shopping online. Here鈥檚 how you can guarantee a good deal after you鈥檝e already left home.

|
Tristan Fuge/Macy's/AP
Macy's Inc. demonstrates the department store's new mobile tool in this undated photo provided by the company.

Shopping at your local brick-and-mortar store shouldn鈥檛 deliver a bigger hit to your wallet than shopping online, especially considering that many customers would rather purchase in person than on the internet.

Some 52% of online shoppers said they prefer making their consumer electronics and computer purchases in-store, while 72% prefer doing the same for groceries, according to the global聽.

Here鈥檚 how you can guarantee a good deal after you鈥檝e already left home.

Know what you want

Begin your trip with a shopping list in mind, even if it鈥檚 just a mental one. Stick to the items you came for so you won鈥檛 get distracted by other products that can add to your tab. Once you start looking around, weigh your options. There are often multiple versions of the same product, even within a store or within a brand. Evaluate聽the different models available and settle on the one that offers the features you need for the best price.聽, for instance, sells both the聽, but the portable Tap speaker retails for $50 less. It also offers less than the Echo, but you may be able to get by with fewer features.

Check user reviews

After you鈥檝e done some quick comparisons, pull out your smartphone. It鈥檚 important to check user reviews of a product to get a sense of its potential problems. Retailers like聽聽have a host of valuable consumer information available on their app. Download the聽聽and you can scan a bar code to unlock pricing information and customer reviews, much like what you鈥檇 find if you were researching at home. Even if the store you鈥檙e standing in doesn鈥檛 have its own app, run a Google search for the name of the product to pull up reviews yourself.

Compare prices

Don鈥檛 put your phone away just yet.聽聽is a free bar-code scanning app that does the price checking for you. Simply use your phone to scan a product bar code, then access prices across both local and online retailers. This will give you a better sense of how the price you鈥檙e seeing at the store measures up to deals being offered elsewhere.

Request a price match

If you find聽a lower price you don鈥檛 have to put the product down and make a beeline for the door. Instead, head to the register and request a price match. Show the cashier proof of the lower price 鈥 often the digital circular on your smartphone will suffice 鈥 and ask if the store will聽meet that offer. Remember, you can even try price matching within the same store. For instance, compare the in-store price at聽聽to the online price at Target.com.

Show your digital coupon at checkout

Coupons add an extra layer of savings. Always look for any available coupons before checking out. Many apps聽deliver current coupons to your smartphone and even your Apple Watch. It鈥檚 crucial to show digital proof of any current coupon offers at the time of your purchase,聽because retailers won鈥檛 automatically give you a deal.

Besides third-party sources, stores such as Target and Wal-Mart offer their own money-savings apps. Target鈥檚聽聽lets shoppers scan items and add coupons to their virtual account before checking out, while users of Wal-Mart鈥檚聽scan the bar code of their receipt post-purchase to identify items that were sold for less elsewhere. Wal-Mart then issues a gift card for the difference.

Pay with your cash-back credit card

As your last step, consider how you鈥檒l pay for聽your purchase. We recommend shopping with a cash-back credit card, which could聽. Grouping your bigger purchases onto a rewards credit card with 5% bonus categories, for instance, can net you high rewards. Or, if you鈥檙e a frequent shopper at a particular store, it may make sense to use a store credit card.

With all of these steps complete, you can emerge from the store with your desired product in hand and the greatest possible amount of cash still in your wallet.

For more shopping advice, check out this guide for聽.

Courtney Jespersen is a staff writer at NerdWallet, a personal finance website. Email:聽courtney@nerdwallet.com. Twitter:聽.

This article originally appeared on .

You've read  of  free articles. Subscribe to continue.
Real news can be honest, hopeful, credible, constructive.
海角大神 was founded in 1908 to lift the standard of journalism and uplift humanity. We aim to 鈥渟peak the truth in love.鈥 Our goal is not to tell you what to think, but to give you the essential knowledge and understanding to come to your own intelligent conclusions. Join us in this mission by subscribing.
QR Code to Follow these tips to get the best deal every time you shop in-store
Read this article in
/Business/Saving-Money/2016/0830/Follow-these-tips-to-get-the-best-deal-every-time-you-shop-in-store
QR Code to Subscription page
Start your subscription today
/subscribe