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Giving to charity is almost always a win-win situation: a cause you care about gets some聽extra funding, and you can聽feel good聽knowing your hard-earned money made that happen. So as聽the season of giving approaches, why not make sure you're getting the biggest possible bang for your charitable buck?As experts on shopping and finance, we thought we'd share our best tips for making the most of your donations this holiday season.

Find the right place to donate (and don't get scammed).

Let's say you want to make a charitable donation, but you never have before. Where do you start? First, you should聽think about the issues that you're truly passionate about. Maybe you love animals, or want to assist聽refugees, or maybe you want to save the environment --whatever it is, make sure it's a cause聽that you care deeply about. And then do your research.

This is a very important step that a lot of well-meaning people miss, and sadly, this聽means a lot of money that could have actually made a difference ends up stuffing the pockets of corrupt charity founders. How? Consider the case of the Cancer Fund of America. After being forced out of the American Cancer Society for using donations to fund his extravagant lifestyle, James Reynolds founded a new charity, which he called the Cancer Fund of America. In May of this year, the Federal Trade Commission charged the Cancer Fund of America, along with three other charities also owned by Reynolds, with stealing more than $187 million dollars from unsuspecting donors聽who thought they were giving聽money to help fund cancer research. From the聽:

"The defendants told donors their money would help cancer patients, including children and women suffering from breast cancer, but the overwhelming majority of donations benefited only the perpetrators, their families and friends, and fundraisers. This is one of the largest actions brought to date by enforcers against charity fraud."

While this is an extreme case, there are unfortunately聽a lot of big-name charities out there that give only a fraction of the donations they receive to the cause they claim to champion. So before you donate, do your research. Sites like聽,听,听聽and the聽聽rate charities on things like how their donations are being used, how much the charity leaders are making, and how well they protect donor privacy.聽聽based on 2014 ratings from these watchdogs, and I'm including it here because it's a good educational jumping off point for new donors:

笔颈肠办听what聽you want to donate.

There are more ways to give to a cause than just writing a check. If you're a little short on cash but still want to make a difference, consider another kind of donation: a charitable gift-in-kind.

: "any non-cash donation from individuals and businesses to a charity. Common examples are food, clothing, prescription drugs, equipment and medical supplies."

You can聽,听, or donate gently-used professional clothing to a聽program like聽, which helps disadvantaged women dress professionally for job interviews.

You can also donate your time: volunteer at a soup kitchen, help out at your local animal shelter, or spend a few hours a week tutoring kids at聽the library. Whatever the cause, doing the work yourself is the best way to know whether your contribution really made a difference.

Donate the聽right way (and keep your receipts!).

First and foremost, if you're going to donate to charity, make sure there's a verifiable record of your donation. That means you should probably avoid donating in cold, hard cash,听and instead stick with writing a check聽or聽using a credit card. In fact, many credit card companies offer the ability to donate to various charities using points or miles, and some will offer聽a spending bonus when you use聽their card to charge a charitable donation. For example, the聽offers cardholders the ability to turn points into聽donations, and Bank of America will donate 0.08 percent of all purchases made with the聽聽to the organization, as well as $3 for every new card member and annual renewal.

Many companies offer donation matching as well, so if yours does and you want to boost your financial impact on the cause of your choice, donate through work instead of聽individually.

If you find yourself donating a few bucks to whatever charity is being advertised during checkout at,听,听聽or your local grocery store, remember to save those receipts! It might not seem like you're giving a lot, but if you're mindlessly forking over $5 every time you hit the supermarket, your donations can really add up. If you keep the receipts, then when April rolls around you can...

Reap the tax deductions!

Giving to charity can help make the world a better place, and as an added bonus, there are also a number of great tax benefits in place for those who donate.

, which I've summarized below:

If you itemize your deductions, you may be entitled to a charitable contribution deduction.From Charity Navigator: 聽"If the gifts are deductible, the actual cost of the donation is reduced by your tax savings. For example, if you are in the 33% tax bracket, the actual cost of a $100 donation is only $67 ($100 less the $33 tax savings). As your income tax bracket increases, the real cost of your charitable gift decreases, making contributions more attractive for those in higher brackets. The actual cost to a person in the lowest bracket, 15%, for a $100 contribution is $85. For a person in the highest bracket, 35%, the actual cost is only $65. Not only can the wealthy afford to give more, but they receive a larger reward for giving."

You can deduct a contribution to a qualified charity only during the year in which it's paid.聽For checks, this means the date it went in the mail, and for credit card payments, it means the date聽it's charged, not the date聽you paid your credit card bill.

The limits to how much you can deduct are pretty astronomical for normal people.聽You don't need to worry about deduction limits unless you're contributing more than 20 percent of your adjusted gross income to charity.

Be aware of the rules that are in place for non-cash charitable contributions.聽You can deduct the market value of any non-cash items you donate to charity, but they need to be in good condition. "If you bring $1,000 in clothes or furniture to Goodwill or the聽, make sure that you get a receipt. Never throw such contributions into a bin where no receipt is available. If you are in the 25% bracket, that receipt may be worth $250 in tax savings to you. And remember that the IRS requires a qualified appraisal to be submitted with your tax return if you donate any single clothing or household item that is not in good used condition or better, and for which you deducted more than $500."

You can't deduct a separate contribution of more than $250 unless you have documentation.聽So save those receipts! Save them I say!

Keep in mind that while MOST charity donations are tax deductible,听if you're planning on deducting donations on your taxes,听you should double (and triple) check to make sure the organization you're planning on giving to is actually deductible. Check the聽聽before you donate聽if this is something that's important to you.

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